How to Protect Your Rights After a Car Accident

Tips for Taking Care of Yourself Post-Crash

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Car accidents happen every day. In the U.S. alone, there were over 5.2 million crashes in 2020, leading to thousands of injuries and fatalities. Knowing what to do can significantly protect your rights and secure fair compensation when an accident occurs.

As an example, Oklahoma City has seen a rise in car crashes, especially at high-risk intersections like Northwest Expressway and Pennsylvania Avenue. Many victims face insurance delays and low settlement offers. Victims should reach out to an accident attorney in Oklahoma City who can help protect their legal rights and financial recovery.

Here are the different ways car accident victims can protect their rights.

Prioritize Safety and Seek Medical Attention

Right after a crash, check yourself and others for injuries. If possible, move to a safe area to avoid further harm. Call emergency services immediately, even if the crash seems minor. Some injuries, like whiplash or internal bleeding, may not show symptoms right away. A medical check-up will ensure your health and provide a record of your injuries, which is essential for any claims.

Call Law Enforcement and File a Report

Always call the police after an accident. In Oklahoma, law enforcement must be notified if the crash results in injury, death or damages over $300. A police report provides an official record of what happened, which can help in legal and insurance matters. Be honest, but stick to the facts. Avoid saying anything that could be seen as admitting fault.

Gather Evidence at the Scene

If you are able, take photos and videos of the accident scene. Capture the damage to all vehicles, road conditions, traffic signs, and visible injuries. If there were witnesses, ask for their contact information. Small details can be important later when proving what happened.

Be Cautious When Speaking to Others

After a crash, emotions run high, but it’s essential to stay calm. Avoid apologizing or making statements that could be misunderstood as admitting fault. Insurance companies may use your words against you later. Only discuss the facts with the police and your lawyer.

Notify Your Insurance Company Promptly

Report the accident to your insurance provider as soon as possible. Give them accurate details, but don’t speculate about what happened. Insurance companies may settle quickly for less than you deserve. Be mindful of what you say, and avoid accepting the first offer without reviewing your options.

Keep Detailed Records

Save all documents related to the accident. This includes medical bills, car repair estimates and receipts for any expenses caused by the crash. Keeping a journal of your injuries, pain levels, and recovery process can also help support your claim. The more records you have, the stronger your case will be.

Know Your Legal Options

Not all accidents require a lawyer, but in cases of serious injuries or disputes, legal help is essential. A personal injury lawyer can handle negotiations with insurance companies and help you understand what compensation you may be entitled to. In Oklahoma, you have two years from the accident date to file a claim, but acting sooner can improve your chances of success.

Avoid Common Mistakes That Can Hurt Your Case

Many accident victims make mistakes that weaken their claims. Here are some things to avoid:

• Posting on social media: Insurance adjusters may look for posts that contradict your claim.
• Accepting a quick settlement: The first offer is often lower than you deserve.
• Skipping medical treatment: Delaying or refusing medical care can make it harder to prove your injuries.

Conclusion

A car accident can be stressful, but knowing what to do afterward can help protect your rights. Stay safe, gather evidence, be cautious with insurance companies, and seek legal guidance when needed. These steps can make a big difference in your recovery and financial future.